You never know when you might be involved in an accident, which is why you should know ahead of time how to file an accident claim. Below, we explain what you need to do if you want to get financial compensation to cover the medical expenses, property damage, and vehicle repairs from your auto accident.
Your accident claim is a formal request to your insurance company to provide you with coverage or compensation for the damages and monetary losses associated with your auto accident. Once you file your claim, your insurer will send an adjuster to investigate your claim. If your accident claim is approved, you will be issued coverage or compensation.
After you have been in a car accident, you will need to review your insurance policy to figure out what you’re covered for. The type of accident coverage you have will ultimately determine which driver is liable for damages. Once you determine if your situation is covered by your insurance policy, you should file an accident claim with your insurer.
You should gather the information about your accident before you file your claim. You need to document the following details about your accident:
After you have all the information you need, contact your insurer and file your accident claim. Your insurance company any will walk you through the filing process and will inspect your vehicle and accident circumstances to estimate the amount of damages.
However, insurance companies aren’t going to just cut you a check, and are more likely to try to minimize their losses by offering you a low settlement offer. Furthermore, the insurance adjuster and accident investigator aren’t necessarily on your side, which means they can potentially use the statements you give against you. Because there is a lot on the line when filing an accident claim, you should hire an experienced lawyer to help ensure that your rights and interest are protected.
At Saint & Watzke, PLLP, we are familiar with the many different challenges you might face when filing your auto accident claim. If you have been in car accident, you should consult with our attorneys to discuss what we can do for you. We are prepared to take on your case today.
Call (918) 721-0998, or contact our team of Tulsa car accident attorneys to set up your free case evaluation.